🌴 Retirement Planner

Reverse-engineer the pot that pays you a monthly income for life.

Monthly income you want in retirement (today's money)

KES/mo

Pot = income × 300 (the 4% rule — a rough guide from US market history, not a guarantee).

Target amount (today's prices) — auto-calculated, edit freely

KES

When do you need it?25 years

Already saved toward this goal (optional)

KES

Your monthly savings capacity (optional)

KES/mo

Assumed annual return10%

An assumption, not a promise — bank savings sit low, money market funds and SACCO deposits typically higher. Check current rates before you commit.

For guidance only, not financial advice. Projections use your assumed return compounded monthly and ~6.5% annual inflation (Kenya CPI average); actual returns vary. Verify product terms and current rates with the institution before committing money.