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Debt Stack Buster

Enter your mobile loans and a monthly repayment budget. The avalanche method (highest rate first) shows you the fastest, cheapest way out.

Your active mobile loans

Loan 1
Ksh
%

≈ 2698% effective APR — verify the current rate in your lender's app.

Loan 2
Ksh
%

≈ 333% effective APR — verify the current rate in your lender's app.

Ksh

⚠️

17.4%/month

is what Ksh 1,000 carried for 30 days costs in Fuliza fees. Clearing it first saves the most money.

Computed by JiPange from the published Fuliza tariff

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Avalanche method

saves more total interest than the snowball method. Pay minimums on every loan, then throw every spare shilling at the highest-rate debt first.

Consumer finance research

Spotted a figure that looks wrong? Tell us what it should be. Tax bands and rates change on somebody else’s schedule — a reader with their own payslip catches a stale one faster than we do.