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50/25/25 Budget Split Calculator

A simple 3-way split: 50% for daily living, 25% for a safety net, 25% for building wealth.

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71%

of Kenyans are in survival mode by the 3rd week of the month — spending without a plan means the month plans you.

FinAccess Household Survey 2024

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40% fewer

end-of-month shortfalls for people who follow a written budget for 6+ months. One plan, compounding results.

FSD Kenya Behavioural Research, 2024