Loan / HELB Repayment Calculator

See your monthly installment and total interest on any loan.

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Ksh 1,500

is the typical fee on a Ksh 10,000 mobile loan for 30 days — that's 18% for one month, or 216% annualised.

CBK Digital Credit Providers Audit, 2025

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Ksh 12,000

saved in interest by choosing a Sacco (12% p.a.) over a bank (19% p.a.) on a Ksh 100,000 loan over 2 years.

SASRA & CBK rate comparisons, 2025

Spotted a figure that looks wrong? Tell us what it should be. Tax bands and rates change on somebody else’s schedule — a reader with their own payslip catches a stale one faster than we do.