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Savings Goal Calculator

Enter a target amount and timeline to see how much to save each month.

Ksh
Ksh
%
📖 How this works — 30-second tutorial
  1. Enter the amount you're saving toward and your deadline in years.
  2. Add anything already saved — it works for you the whole time and lowers the monthly figure.
  3. Pick where the money will sit: the same goal needs far less per month in an MMF at ~9.1% than in a bank at 3.23%.
  4. Compare the ±1 year cards — one extra year of patience is often the cheapest lever you have.

⚠️

78%

of Kenyans have a financial goal in mind — but no written monthly plan to reach it. Goals without numbers stay wishes.

FinAccess Household Survey 2024

🌱

Ksh 82,382

is what Ksh 2,000/month reaches in 3 years at 9.1% MMF — not Ksh 72,000 flat. Compounding is the difference.

Computed by JiPange — MMF rate anchored to the CBK 91-day bill

Spotted a figure that looks wrong? Tell us what it should be. Tax bands and rates change on somebody else’s schedule — a reader with their own payslip catches a stale one faster than we do.