Savings Goal Calculator

Enter a target amount and timeline to see how much to save each month.

⚠️

78%

of Kenyans have a financial goal in mind — but no written monthly plan to reach it. Goals without numbers stay wishes.

FinAccess Household Survey 2024

🌱

KSh 100,000+

is what KSh 2,000/month reaches in 3 years at 11% MMF — not KSh 72,000 flat. Compounding is the difference.

JiPange projection at 11% p.a.

Savings target (KES)

Time to reach it (years)

Current savings (KES)

Expected annual return

📖 How this works — 30-second tutorial

Enter the amount you're saving toward and your deadline in years.
Add anything already saved — it works for you the whole time and lowers the monthly figure.
Pick where the money will sit: the same goal needs far less per month in an MMF at ~11.5% than in a bank at 3.23%.
Compare the ±1 year cards — one extra year of patience is often the cheapest lever you have.