← All calculators
DhowCSD T-Bill Ladder
Three tenors, one ladder: quarterly liquidity with a blended yield that crushes the 3.23% bank average.
⚠️
2%
of Kenyans invest in Treasury Bills despite them being risk-free, government-backed, and accessible from KSh 3,000.
CBK DhowCSD subscriber data, 2025
🏆
KSh 7,000+
earned per year on a KSh 50,000 T-Bill ladder — more than most savings accounts earn on KSh 200,000.
CBK T-Bill yields, June 2026