Skip to content
JiPange
← All calculators

KRA Tax Shield Optimizer

Claw back overpaid PAYE by maxing your legal pension, mortgage and insurance reliefs.

Ksh
Ksh 0/mo
Ksh 0/mo
Ksh 0/mo

⚠️

80%+

of PAYE workers never use their pension, mortgage or insurance reliefs — paying KRA more than they legally owe.

KRA Compliance Report 2024

💸

Ksh 108,000

back per year — the legal PAYE saving from maxing your pension contribution alone at higher salary bands.

Income Tax Act s.15(3) cap, at the 30% band — computed by JiPange

Spotted a figure that looks wrong? Tell us what it should be. Tax bands and rates change on somebody else’s schedule — a reader with their own payslip catches a stale one faster than we do.