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Hustle Income Smoother

Variable income in, steady salary out. Enter your last few months, get the monthly draw you can count on.

How many months of income to enter?

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3 in 5

informal Kenyan workers have zero financial buffer for a bad month — income arrives, bills are paid, nothing is set aside. The smoother breaks this cycle.

FinAccess Kenya 2021

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9.1%

is what your smoothing buffer earns in a Money Market Fund while it waits to cover lean months — your safety net pays you interest.

Assumed from the live CBK 91-day bill, via Mwangaza Yield

Spotted a figure that looks wrong? Tell us what it should be. Tax bands and rates change on somebody else’s schedule — a reader with their own payslip catches a stale one faster than we do.